What is discover: What Is Google Discover, and How Do I View It on My Phone?

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1-800-347-2683 (English/Español)

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Payment addresses

Payment addresses are based upon your current address. Please review the address listed on your periodic statement to ensure your payment is received at the correct location.

 

PO Box 6103 Carol Stream, IL 60197-6103
PO Box 45909 San Francisco CA 94145-0909
PO Box 70176 Philadelphia, PA 19176-0176
PO Box 71242 Charlotte NC 28272-1242

Customer service — general inquiries

Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943

Discover gift cards

P.O. Box 52145 Phoenix, AZ 85027-2145
















Customer Service Frequently Asked Questions











You can contact Customer Service when traveling outside of the U. S. by calling (country code) +1-801-902-3100. This number also appears on the back of your Discover Card. Please be sure to retain this number with your travel documents. You also can report your card lost or stolen online. Please click the link to report your card lost or stolen.

 

Report a Lost or Stolen Card



Discover credit card account managers are available to answer your questions 24 hours a day, 7 days a week.



For quality assurance purposes, Discover may monitor and/or record telephone calls between you and Discover account managers, including but not limited to calls Discover makes to collect debts.



You must log in to initiate a live chat.



Yes, you can contact Customer Service online with a secure message or a live chat.


Online Banking | Open an Online Bank Account









Find the right account for you










We’re here for you. And yours.

Wherever you are in life,

we’ve got an online bank account designed to make it more rewarding.

All the stuff you want.

Whichever online bank account you choose, we keep the terms simple, the rewards high and the service stellar.




1% cash





back





on up to $3,000 in debit card purchases each month

ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC.





Checking Account









X.XX%





APY

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.










watch your money grow












Online Savings Account









X. XX% APY


Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding.  Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.    









12 mo





lock in long-term earnings












Certificate of Deposit






None of the sneaky stuff.





We’re an online bank that says goodbye to gimmicks, gotchas and fees.





No. Fees. Period. 

Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.




  • No monthly fees on any account.









  • No insufficient funds or overdraft fees.









Get help choosing an account






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Discover Bank

®, NerdWallet’s 2022 winner for Best Online Banking Experience





NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.

“Discover’s high-yield savings account is among the best in its online class.

” 





“Discover Bank is an online bank providing one of the most attractive checking account offers in the industry. With it you can earn cash back on debit card purchases, while paying no monthly fees.”

“Most of the time, Discover Bank is on our list of the best high yield savings accounts and our list of the best money market accounts.”





«Discover Bank offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years.»





Easy to find.


See which of our over 60,000 no-fee ATMs are at the stores you already frequent.





Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.


Address or Zip Code






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ATM Finder









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Easy to love.

Online banking, now as simple as everything else you do on your phone.


EASY ACCESS

MOBILE CHECK DEPOSIT

SIMPLE TO USE

QUICK VIEW




  • EASY ACCESS




  • MOBILE CHECK DEPOSIT




  • SIMPLE TO USE




  • QUICK VIEW

Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.




Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.


For more information regarding the Discover Bank Mobile Check Deposit Service, click here.

Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID.


Face ID is currently available to iOS users.

Enable Quick View to check your account balances without logging in each time.




★★★★★

★★★★★

We score out of 5 stars!


Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.


















App Store





















Google Play





Opening an online bank account couldn’t be simpler.

  1. Just give us a few basics (like address and Social Security number), and we’ll get the ball rolling for you.
  2. Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
  3. Check your email for a confirmation, and you’re on your way to the future you’ve been dreaming of.

Need help?

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Our friendly customer service is available 24/7.










1 (800) 347-7000







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Stay on top of the latest in online banking, from budgeting to saving and beyond.

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  • 5 Online Banking Myths Debunked


    Put your online banking knowledge to the test and see if you’ve fallen for one of these common myths.


    “If you can manage your traditional bank’s account online via its website or app, you can manage an online-only account. It’s the same basic experience.”

    – Miguel A. Suro, founder of financial blog The Rich Miser









    Read full article











  • What is Zero-Sum Budgeting and Can It Work for You?


    If you want a thorough budget that will put every dollar to work for you, zero-sum budgeting might be the answer.


    Choosing a budgeting system is a lot like choosing the right approach to rehabbing or remodeling your home. You might spend months looking for the right contractor or figuring out how to do it yourself. The zero-sum budget, also known as the zero-based budget, can provide a holistic solution to revamping your finances.









    Read full article











  • Money Personality Quiz: Learn How Your Beliefs Affect Your Budget


    Take this money personality quiz to learn how your subconscious beliefs about money impact your day-to-day spending decisions.



    Researcher Ted Klontz understands the importance of decoding people’s money beliefs—the subconscious ideas, typically learned in childhood, that drive their actions. Along with a team of researchers, he has developed this assessment to help people determine which money belief they are most impacted by.









    Read full article











  • 4 Smart Things to Do When You Get an Inheritance


    Coming into a windfall? Here’s how to make the most of it.



    “A large inheritance that pushes you out of your financial comfort zone can create anxiety about how to best manage the money.”

    – Robert Pagliarini, president of Pacifica Wealth Advisor









    Read full article











  • The Magical Third Paycheck: 5 Budgeting Hacks If You’re Paid Biweekly


    Paid biweekly? You get two shots a year to get ahead.

    Here’s how.


    You get two magical months like this a year: when you suddenly have a third paycheck and—the best part is—your monthly bills stay the same. Yes, it’s appropriate to jump for joy—provided you have a plan for that extra income.









    Read full article








403 Business ideas 2022 for beginners with no experience

Business ideas for beginners

If you are thinking about starting your own business and changing your life, this section is for you!

Our catalog of business ideas will tell you:

  • Which business to open for a beginner
  • What kind of business investment will a newcomer need
  • How to start your own business if you have no experience
  • Options for business ideas

Start your own business, even if you are new to the business. It’s not as difficult as it sounds — our guides and tips will help you start a business from scratch and become successful.

Who would like the idea of ​​starting a business

It doesn’t matter where you live — a small town, a village or a metropolis — how old are you, are you a woman or a man, do you want to work from home or in a separate room. A novice entrepreneur can open his own business even without experience. The main thing is to set a goal.

Getting Started

Aspiring entrepreneurs often make the mistake of not knowing where to start their own business. Here are 4 tips for a newbie starting a business:

Select sphere
It is important to choose a field of activity in which you understand. At first, you will have to do a lot yourself, and work experience will save you from mistakes and spending on additional employees. In addition, business should like it: there will be no development through the force!

Registration
We advise you to conduct business legally from the first days by registering a legal entity. For beginners, individual entrepreneurship is perfect. This is the simplest form of registration for a small business with a minimum of employees and tax benefits.

Money
Beginners are often limited in money, and it’s scary to spend large sums on a new business for themselves. Do not worry: you can open a business even with minimal investment. You will have to be based at home or in a garage, do most of the work yourself: both management and accounting.

Business plan
It is important to understand where the business is heading and what your next step will be – especially if you are a newbie. This is what business plans are for. Take as a basis our business ideas with approximate calculations.

What business to open for a beginner

If you don’t have money, the easiest way is to start a service business. The range of options is huge: from repair and cleaning to tutoring or atelier. All this does not require large investments.

Focus primarily on what you know and are good at. It is also important to understand what is in demand in your area.

Examples of the best business ideas without investments:

  • Manicurist and make-up artist — women’s business at no cost
  • Draft beer is a sought-after business based on a popular male drink
  • Outdoor advertising is a simple business for beginner advertisers
  • Tire service — car business for beginners
  • Selling ice cream is a simple seasonal business based on your favorite treat

Top 100 Business Ideas to Start a Business in 2022

The Largest Selection of Business Ideas for Small Businesses!

Find a business that you can open in your city.

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Top 31 business ideas without much investment

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51 garage business ideas

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up to 100 000 ₽
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In a small town
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