Beachfront property in puerto rico: Waterfront — Puerto Rico Real Estate — 166 Homes For Sale
Puerto Rico homes for sale starting at Fifty Thousand Dollars
$50,000 — Juana Diaz, Juana Diaz, PR
N-27 Marginal — House in Barrio Capitanejo with 3 bedrooms, 1 bathroom, living room, dining room, kitchen, wood and zinc. Needs some improvements, call for more information. All offers are through propoffers. 3% commission for buyer agent..
2009
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3
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1
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750 sqft.
$50,000 — Vega Alta, Vega Alta, PR
C-156 Calle 13 — Land house of 959 square feet built and 788 square meters of land, with 2 bedrooms and 1 bathroom available for sale «as-is». To coordinate an appointment and obtain more details of the property you can call . ..
1977
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2
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1
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959 sqft.
$50,000 — Frontón, Ciales, PR
49.1 140 — Property in Bo. Fronton Ciales. It has a living room, kitchen and dining room. 3 Bedrooms 1 Bathroom 2,040m2 approximately. Property on highway 140 km 49.1. Sale as is..
1981
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3
|
1
|
2,040 sqft.
$52,000 — Cayey, Cayey, PR
Carr 15 Km 21.1 — Opportunity to generate income with this house in Barrio Quebrada Arriba of 1,053 square feet of construction, 1,000 square meters of land.
Live one and rent the other. First and second floor has 3 rooms and a bathroom each. Do not miss the opportunity to submit an offer. Contact us for more information. All offers are through propoffers. 3% commission for buyer agent..
1993
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6
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2
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1,053 sqft.
$52,000 — Toa Baja, Toa Baja, PR
519 Calle Del Carmen — Country house available for sale in Bo. Dry Savannah — Toa Baja. It has 3 bedrooms and 1 full bathroom, 849 square feet of construction in a space of 415.84 square meters of land. All offers are through propoffers. Call if you are interested, we will gladly assist you. 3% commission for buyer agent..
1970
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3
|
1
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849 sqft.
$52,200 — Coto Norte, Manatí, PR
33 Calle 3, Comunidad Rural Campo Alegre — HUD 501-813018. Nice property, excellent opportunity, great location. Single Family property, All properties sold «as-is» with all faults, without any guarantee or warranty by seller, known environmental disclosures or latent defects. Buyer May Qualify for the $100 down payment incentive on HUD Homes with FHA financing (Owner Occupant), IE (Insured Escrow) $1.00 repair escrow, 203K eligible. «Insurability subject to Buyer’s Appraisal». HUD will allow up to 3% of the purchase price to go towards closing cost. No repairs before closing. Lot size and GLA are approximate. Go to www.hudhomestore.gov HUD’s official website for information about this home, electronic bidding and Earnest money procedure. Please refer to the Property Condition Report (PCR) and Property Listing Disclosure (PLD) /Escrow for potential disclosure items.
Equal Housing Opportunity..
1975
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2
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1
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784 sqft.
$55,000 — Santa Isabel, Santa Isabel, PR
#54 Calle Celis Aguilera — Take advantage of this opportunity for this property with 3 bedrooms, 2 bathrooms, 1166 sf and 714m of land. All offers must be through propoffers. Call for more information. 3% commission for buyer agent..
1980
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3
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2
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1,166 sqft.
$55,000 — Trujillo Alto, Trujillo Alto, PR
B Calle 20 — Sale Is.
Floor 4. Remodel to your liking Close to 199 avenue..
1993
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3
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1
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728 sqft.
$55,000 — Las Piedras, Las Piedras, PR
220D La Fermina — Property available in Barrio Collores de Las Piedras, with 3 bedrooms, 1 bathroom, 594.43 square meters of land and 577 square feet of construction. Call for more information. All offers are through propoffers..
1970
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3
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1
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577 sqft.
$55,000 — Coamo, Coamo, PR
A13 Bernier Girau — Cozy property in the town of Coamo, steps from the main roads.
The property consists of 3 bedrooms, 1 bathroom, living/dining room, kitchen, balcony, laundry and patio. Located minutes from the public square of Coamo..
1970
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3
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1
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720 sqft.
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Tips on Buying a Beach Condo in Puerto Rico
White sandy beaches, balmy year-round temperatures, glitzy hotels, an eclectic Caribbean-Spanish culture, and architectural remnants of its colonial past all make Puerto Rico a truly one-of-a-kind destination.
For many U.S. citizens, these factors also make the island a compelling investment and lifestyle ideal. Because Puerto Rico is a commonwealth of the United States, there are no restrictions on Americans acquiring property on the island.
Another advantage is that U.S. citizens don’t have to go through customs when traveling between Puerto Rico and the U.S. mainland—this can be a big time saver.
Key Takeaways
- You may have to deal with a number of agents in your property search in Puerto Rico; it’s advisable to deal with reputable, certified agents, or nationally-recognized real estate brands.
- You can use TasaMax, a third-party service, to acquire sales data about the local real estate market.
- Determine what is and isn’t included in the homeowners association (HOA) fee.
- Hire a licensed home inspector to ensure the unit is in sound condition.
- You can obtain a home equity loan on your U.S. residence or draw from a U.S. line of credit to purchase your Puerto Rican condo in cash.
The Risk and Possible Rewards
Puerto Rico has experienced a serious debt crisis. In 2019, the country filed for bankruptcy, in one of the largest bankruptcy filings in U.S. history. The island emerged from bankruptcy in 2022, causing a boom in the local real estate market.
Consider the risks, and if you decide to proceed, condos in particular offer foreign buyers access to some of the best beach locations at a fraction of the cost of purchasing a house or land. Other condo draws include the ability to generate rental income when you are not using the property, which can help offset ownership costs.
Buying Property in Puerto Rico
If you are looking to purchase property on the island, keep these six factors in mind.
1. Real Estate Agents
Buyer’s agents aren’t as common in Puerto Rico as they are in the U.S., as brokers acquire their own listings to which they steer potential buyers. This means you may deal with a number of agents in your property search.
Once a broker has shown you all of its exclusive listings, you’ll have to move on to another broker and its portfolio.
As with any real estate purchase, it’s a good idea to deal with reputable, certified agents—or nationally recognized real estate brands. Local databases include the Multiple Listing Service of Puerto Rico. Other comprehensive sites worth checking out are Point2Homes and Clasificadosonline.com. But be forewarned: The databases may not be up to date.
Use agents who live and work in the area or community where you’re looking to buy, and who speak Spanish. They can advise you on local lifestyle and cultural issues. One of the best ways to get connected with a reputable realtor is to ask around the local community. Keep in mind that if you attempt to do a property search on your own, you’ll need conversational Spanish. Even though English is also an official language, not everyone speaks it fluently.
2. Research
Chances are you’re unfamiliar with the local market and what constitutes a legitimate price point.
Fortunately, there are third-party services like TasaMax that provide comparable sales data to financiers and real estate professionals.
You can subscribe to the service yourself (though much of the website uses the Spanish language instead of English). To be on the safe side, it is a good practice to obtain a report on any property that captures your interest. Be sure to compare the quality (and cost) against other condos in the area.
3. Management and Fees
Prior to purchasing, it’s important to determine what is and isn’t included in the homeowners association (HOA) fee. HOA fees typically cover general maintenance for the building, as well as any common areas and facilities, insurance for the complex, and manned security.
Obviously, the more privileges provided and the more manpower required to operate the complex, the higher the cost to its owners.
4. Inspections
Whether the condo is brand new or has been lived in, a licensed home inspector can help ensure the unit is in sound condition.
This should extend to the main condo construction and shared facilities. Be sure you personally visit and closely inspect the property. No amount of research is as reliable as seeing the condo and its facilities firsthand.
5. Financing and Legals
While there’s no obligation to purchase in cash, you can obtain a home equity loan (on your U.S. residence, if you have one), or draw from a U.S. line of credit to purchase your Puerto Rican condo in cash. However, local lending is also an option. Just be prepared for an extraordinary amount of paperwork. Also, have a lawyer review your contract to ensure that your interests are protected.
Mortgage lending discrimination is illegal. If you think you’ve been discriminated against based on race, religion, sex, marital status, use of public assistance, national origin, disability, or age, there are steps you can take. One such step is to file a report to the Consumer Financial Protection Bureau or with the Department of Housing and Urban Development (HUD).
6. Tax Breaks
In 2012, Puerto Rico passed legislation shielding new residents from paying most federal income taxes. Since then, the island is swiftly emerging as a hot new tax haven for Americans.
If you reside on the island for a minimum of 183 days annually—and meet other qualifying criteria—you may pay minimal (if any) taxes on interest, dividends, and capital gains under the Act 22 tax law. These tax incentives are attracting more entrepreneurs from the U.S. mainland and plenty of new, luxury developments.
If you reside on the island for a minimum of 183 days annually and meet other qualifying criteria, you may pay minimal, if any, taxes on interest, dividends, and capital gains under the Act 22 tax law, passed by Puerto Rico in 2012.
The Bottom Line
Buying real estate in Puerto Rico offers a number of logical investment perks for Americans, including flexible finance possibilities, zero immigration concerns, and amazing tax breaks (should you qualify).
And while the island’s money crisis may turn up some appealing real estate deals, the instability does come with great financial risk.
If this doesn’t deter you, it is always advisable to work with reputable, certified professionals who are bilingual in Spanish and English. Obtain comparable sales data to ensure the price point is reasonable. Organize a property inspection from a licensed contractor. Visit the property personally. And clarify all fees associated with managing and purchasing it upfront. If the local economy and real estate market regains momentum, you may reap financial rewards (in addition to the lifestyle perks) for your investment.
Correction: July 19, 2022—This article has been edited to clarify that both Spanish and English are official languages in Puerto Rico.
Budget Life in the Dominican Republic
Situated right between Puerto Rico and Cuba, the Dominican Republic covers an area of 18,700 square miles. A diverse natural landscape, 10,000 ft / 3 km mountain ranges and gorgeous sandy beaches await you on this beautiful island.
If you happen to be considering moving to the Dominican Republic, you’ll be happy to hear that there are many expats, digital nomads, families, and retirees living in cities across the country. As a reminder, you can check out this article on where to live in the Dominican Republic.
According to CNBC, Belize is the cheapest place to live in the Caribbean, followed by Panama, Honduras and Mexico. But in fifth place is the Dominican Republic. So for people who want to live an island life within their means, it can be said that the DR is the cheapest island to live in the Caribbean.
Please note that this article refers to Las Terrenas when referring to the DR. Here is more information about the beach town of Las Terrenas. There, a couple can live on about $US2,000 a month, that is, $US24,000 a year. Let’s say single expats can live here «comfortably» (comfort is subjective) on $US1,200 per month, while those who share the costs with their partners have a chance at a normal life on $US1,000 per month.
In this article, we will look at various living expenses such as utilities and rent, food, health care and other expenses (also expenses if you own your own house here) using the example of the city of Las Terrenas, located in the north of the island.
UTILITIES AND RENTALS
Although it is easy to find an inexpensive home available for purchase on the market, renting in tourist areas is usually expensive. It is probably best to look for housing in areas that surround popular areas. In order to cut down on your monthly expenses, you will have to spend a significant amount of time looking through the listings for sale/rental and trying to get the best deal.
For example, a one-bedroom apartment located in the heart of Santo Domingo will cost you about $400 per month. This price still allows you to have a good standard of living on a monthly budget of $US1,000. However, expats looking to save some money can look for better deals in outlying areas of Santo Domingo.
Outside the city center, there are one-bedroom apartments that can be rented for as little as $US250 per month. Those looking for a three-bedroom apartment outside the central areas of Santo Domingo will have to pay about $US500 per month.
Puerto Plata and other cities in the area can be excellent options for budget accommodation on the coast. Expats can find a one bedroom apartment in downtown Puerto Plata for as little as $270/month. If you are moving to the DR with your family, then a three-bedroom apartment will cost you approximately $405. Outside of the city center, rental prices are cheaper, with a one-bedroom apartment costing around $US330 per month, while a three-bedroom apartment can be rented for $US410 per month.
You will have to pay about $60 per month for basic utilities, including water, electricity, and garbage collection. This cost refers to moderate electricity consumption, and expats using air conditioning will have to pay a little more. Be aware that power outages are quite common in the Dominican Republic.
Your best bet is to purchase a gasoline-powered generator that will keep you going until the power comes back. Fast broadband Internet service costs about $50 per month, and prepaid mobile service costs 17 cents per minute. Promotional offers and plan discounts are not included in this price.
Also learn how to budget in the Dominican Republic for a happy life.
FOOD
At lunchtime, many small restaurants (called «komedor») offer menus or meals starting at $3.00. As a rule, people who work in offices and shops take a lunch break and gather in these small restaurants scattered throughout the city. The environment is very friendly, with meals often consisting of meat, rice and beans, a local soup called «sancocho» or fried chicken. You can dine at a «high-end» Italian or French restaurant right on the beach for less than $25 per person including taxes and tips. But if you want to keep a monthly budget of US$1,000 in the Dominican Republic, you can afford to go to restaurants a couple of times a month.
Because the Dominican Republic is a small island nation, it imports a lot of processed and packaged goods from other countries, mainly from the US. Therefore, if you want some products from your homeland, there is a chance that you will find them in supermarket in the DR. Imported international products including chocolate, cheeses, soda, beer, canned food and various meats. Keep in mind that imported products are expensive and it’s always better to buy local brands.
grocery stores and markets with local products are the best options for inexpensive shopping in the DR. Staples such as potatoes, chicken, eggs, beans and rice are widely used in the cuisine of the Dominican Republic and can be purchased at affordable prices throughout the country. A loaf of bread typically costs around US$1.25, a dozen eggs can be purchased for US$1.60, and chicken breasts cost US$2.60 per pound. You can buy vegetables and fruits for a whole week for two people, pineapples, avocados, tomatoes, peppers, eggplants, carrots, onions, garlic (and everything else) for only $20.
It’s much cheaper than the big supermarkets, you support local producers, and you have healthier food. Expats who choose to shop outside the tourist centers and buy locally produced food can spend less than US$200 per month on food.
HEALTH AND INSURANCE
The good news for those who are going to live in the Dominican Republic is that healthcare here is much cheaper than in the US and other Western countries. Of course, you will only find first-class service in major cities such as Santiago de los Caballeros and Santo Domingo. Expats will be happy to know that many of the island’s tourist centers have private clinics offering high quality care. However, you should not expect that you will find a full range of medical services in these private clinics.
Although medical services and doctor visits are quite cheap here, most expats have health insurance for the duration of their stay in the country.
Personally, I think it’s a must to have one while you live here.
There are several insurance companies, although many buy insurance through banks. The main insurance companies are Monumental and ARS Universal. A standard policy costs about $500 per year. For seniors and those who want full coverage, it will cost between $1,000 and $1,500.
When it comes to insurance, car insurance is mandatory, costing around $400 (maybe more) per year depending on the value of your car. Building insurance is often taken by people who own real estate here. For a condominium, it ranges from 500 to 800 per year. For a villa, from 700 to 1,200. Please keep in mind that this is an estimate, but be aware that prices will vary depending on the size, location and building materials of the property you wish to insure.
Useful resource for your trip
Other expenses when living in the Dominican Republic
such things as cleaning agents and various hygiene products, in the Dominican Republic, as a rule, can be bought inexpensive.
On the other hand, US imports such as perfumes and contact lenses are expensive. Most expats living here spend around $100 a month on these types of expenses. Keep in mind that if you are planning to buy imported cosmetics and clothing, you may need a larger budget.
Major cities in the DR have public bus systems, while other, smaller cities offer a variety of transport options. Guaguas buses or taxis are popular in many coastal towns. You can also get to the place by moto taxi (called «moto concho») or a traditional taxi, which can be found at the designated stops. Fares for transportation usually depend on the city and distance, but let’s say that in general the trip will cost you less than a dollar. Of course, it is recommended to negotiate taxi fares with locals before getting into or driving a car.
PROPERTY OWNERSHIP, EXPENSES (AND INCOME)
Take the example of a 3-bedroom villa in Las-Terrens North, in the beach town of Las Teren, for 6 guests.
All prices below are in USD and are averages based on local market surveys supplemented by our professional experience as realtors and owners.
In this case, owning a 3 bedroom villa will cost you US$500 per month, if you are in a gated community, don’t forget to add the HOA service fee. Consider that we took «our precautions» by being cost optimists and income pessimists. This is especially true for insurance and electricity. Services such as cleaning, swimming pool and gardening can also be reduced. In fact, many people living here on a budget pay less than the above. But since we are also looking at rental income, the costs must include the full cost of electricity and services required by the guests. For a small home, this could easily be under US$300.
Condominiums, on the other hand, require less maintenance (smaller garden if available, communal pool and grounds) as well as lower monthly expenses.
SO… WHAT TO BUY?
Depending on your preference, you can buy an apartment or condominium, villa or plot of land where you can build your dream home whenever you want.
This will depend on several factors, some of which are price, location, quality, style, features. But we believe that first of all it is about YOU. Where are you in life, where do you want to go and how? Do you prioritize flexibility and freedom? Comfort or something else?
Buying a house is an important decision and we will be happy to help you with it. These articles are free resources and part of the services we offer at Atlantique Sud. We are one of the oldest real estate agencies in the Samana and Las Terrenas area. You can view all of the properties we have for sale in Las Terrenas here.
We can also do house surveys for you. This will save you time as there are many agencies and properties advertised only in them and it can be confusing. You will receive a notification from a member of our team with a first selection of homes that meet the specific criteria you are looking for. Also, one of the best ways to understand if one place is the RIGHT one for you is to visit that place, explore it, live it, and feel it.
That is why, if you ever consider Las Terrenas as a place to move, we will be glad invite you for FREE for 2 nights in one of our houses by the sea, look here ;).
RENTAL PROPERTY
Usually people who buy real estate here use it from 1/2 week to 3/4 months of the year, and the rest of the time they rent it out to management companies real estate. These companies usually charge 20% of gross income (+ a small monthly administration fee), but don’t worry, the rental market in our gorgeous beach town is great. The high season is long and tourists (even Dominicans from the main cities) love to come to Las Terrenas. There is a demand for villas and condominiums located close and secluded from tourist centers. Owners can easily earn 5% annual net income (or more) by renting out their property. If you are looking for a holiday home, why not make a smart investment at the same time? We have properties for sale that generate over 8% net income.
Start with 5% net income, this number is safe, it’s a good starting point to keep in mind, and if you make more, even better!
SAMPLE BUDGET
Expats wishing to live in the Dominican Republic on a budget of $1,000 per month can expect to spend around:
-
US$300 and up (up to 800) to rent a good 2 bedroom apartment or a small villa near the city of
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US$150 for basic utilities (water, gas, smart electricity and Internet/TV)
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$200 for
products
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US$35 public transport fare (more if you have a car)
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US$125 for other expenses (e.g. personal items)
With this budget, you have $190 a month left to spend on restaurants, entertainment, travel, and health insurance. Please be mindful of unexpected expenses and emergencies. We hope this article was helpful for you, feel free to share or comment and ask your question at the bottom of the page.
Thanks for reading us.
Caribbean holidays for every budget
The limited size, but the charming and delightful climate in tandem with breathtaking nature, make the Caribbean one of the most attractive places on the planet. Of course, someone is inspired by the mysterious Asia, or the multi-colored Africa, but nowhere on the planet is there such a hospitable and at the same time promising place as the West Indies.
The Leeward Islands necklace in the Caribbean is not just an island paradise for holidays, but also an equally attractive place to invest in overseas real estate. The Caribbean islands offer the opportunity to purchase luxury real estate created according to the most beautiful and advanced projects, which you can get to know with the help of our professional partners in the Caribbean.
In order to invest in real estate in the Caribbean, we also invite you to get acquainted with the possibilities of this region in terms of recreation for tourists.
You can invest in or visit some of the most beautiful places in the Caribbean, whether you’re on austerity or want to spend 100%.
One of the most budget options offers Jamaica and its hostel — Jack Sprat Shack .
Jack Sprat Shack Hostel is part of the luxurious and expensive Jakes Resort on the coast, which is called Treasure Beach. Jack Sprat Shack consists of 17 beds, which are located in two buildings and have shared bathrooms. In total, six private rooms have been created, which can accommodate two to four people in each. These rooms have their own bathrooms. All hostel guests have access to a shared kitchen and access across the road to Treasure Beach and the restaurants located at the Jakes Resort.
If athletes or entire sports teams want to rent a hostel, they just need to pay for each bed, which is $25 for one bed, or $140 for a double room.
Mexico offers an average level of accommodation — Hotel CaCao, Playa del Carmen .
The hotel with such a beautiful name Hotel CaCao belongs to the owner of another exclusive and boutique hotel Hotel Matilda, which is located in San Miguel de Allende. The Hotel CaCao is located on the second line from the Riviera Maya beach, which in turn is the center of life of Playa del Carmen.
Upon entering the hotel, guests are greeted by two Volkswagen Bettles, which have been fully painted by Tommy Hilfiger. And the hotel’s patio is planted with tropical plants to create the fabulous tropical atmosphere of Nibs Mexican Restaurant.
The hotel offers 60 rooms with wood-panelled walls, stylish Missoni beds, and large suites with jacuzzis right on the terrace. On the top floor there is an outdoor pool and a bar that offers the most exquisite Mexican cocktails. The cost of one night with breakfast is $208.
El Blok, Vieques in Puerto Rico
The tranquil island of Vieques, six miles from Puerto Rico, has received special attention for its El Block architectural project.
The hotel consists of 22 rooms that opened less than a month ago. This is a modern project that allows visitors to enjoy the thoughtful design of the project. Solar filters are installed on the facade of the building, which allow hotel guests in the hall and rooms to enjoy the daylight of an energy-saving project.
The interior finish of the project includes natural wood combined with high-tech plastics. The second floor is a place to enjoy the light breeze, where you can also visit the bar for 40 people and an excellent restaurant that can accommodate up to 100 visitors. The cost of living in El Block is $194 per night.
Queen’s Gardens Resort, Saba
The volcanic Dutch island of Saba offers a lot of opportunities for scuba diving or mountain biking, but not for building exclusive hotels. Queen’s Gardens Resort is a unique place where you can truly relax your mind and your body.
Since last month, the resort has opened two open-air Frangipani Spas, offering a wide range of treatments from hot stone massages to brown sugar scrubs, as well as a sauna, jacuzzi and more.
Total project includes 12 rooms on the side of a 1200 foot high mountain and offers a swimming pool, restaurant, terrace bar under a century old mango tree. The cost of one night in this hotel is $230.
Yemaya Island Hideway&Spa, Little Corn Island, Nicaragua
Nicaragua’s Atlantic coast is more developed than the Caribbean side, but the country also owns two more Corn Islands. The islands are 40 miles off the mainland, but worth a visit.
Little Corn is home to the stylish Yemaya Island Hideway & Spa, which opened last December and offers 16 beachfront bungalows and next to a jungle yoga studio. The resort also offers an open-air restaurant that specializes in healthy food. On the beach, of course, there is a bar that offers both pineapple margaritas and natural juices.
The inn offers Happy Packs that range from a healthy getaway with yoga and kayaking to a full list of pleasures from fried chicken to healthy cooking classes.
The cost of living is $300 per night.
Belle Mont Farm in St. Kitts
The island mega-project is the embodiment of the future of St. Kitts, where nature will be in harmony with modern lifestyle. Today, within the framework of the project, a magnificent harbor with private yacht clubs, five-star hotels, luxury houses and luxurious villas, a beautiful marina, and an 18-hole golf course from Tom Fazio himself have been embodied or are in the process of being created.
As part of the Kittitian Hill mega-project and on the edge of a giant forest of mighty mango trees that touch the tropical sky with their branches, a spa experience will be created for all visitors to the Belle Mont Farm project. This special place offers the perfect hideaway where you can lose yourself in the rainforest and reunite your mind and body in harmony.
The opening of the entire Belle Mont Farm hotel complex is scheduled for December 12 this year, which will include a hotel with 84 guest houses and 7 four-floor “farm houses”.
The project will be managed by Sedona Resorts.
This hotel will cost $2,500 for a double room with full meals, airport transfer, golf course and spa access.
Hurry up to quench your thirst and hunger at the resort of Kittitian Hill
A fairy tale come true — Kittitian Hill on the island of St. Kitts!
Le Soleil d’Or, Caymen Brac, Cayman Islands
The reefs and wrecks on Caymen Brac are a place for real divers. Everything else on this tiny island 30 minutes from Grand Caymen is very tiny and special. The same applies to the new hotel — Le Soleil d’Or.
Le Soleil d’Or will open in January 2015 and will offer four suites, cottages and three bedroom villas. The project is located right on the seafront and will offer not only luxurious rooms and villas, but also all the equipment for sea sports, a fitness center, a tennis court and 20 acres on which there will be a garden where fruits and vegetables will be harvested for a local restaurant and grill on seashore.